2026 Mortgage Interest Rate Forecast: Key Predictions from Top Institutions
Across the industry, forecasts for the average 30-year fixed mortgage rate in 2026 generally fall between 5.9% and 6.4%, depending on the specific institution and economic scenario modeled. The industry consensus is clear: 2026 will not bring the record-low rates of 2020–2021, but it will bring relief, stability, and improved affordability.
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